0% introductory APR for 21 months on Steadiness Transfers: One of many longest introductory durations we have come throughout, you may get 0% intro APR for a full 21 months on Steadiness Transfers, which implies you’ll have nearly two years to repay your stability.
0% introductory APR for 12 months on Purchases: You will additionally get 0% intro APR for the primary 12 months on Purchases. This can be a useful perk in case you plan on shopping for something with the cardboard.
Select your cost due date: A bit flexibility can go a good distance relating to managing your funds. The cardboard permits you to select from any obtainable cost date, whether or not it is at first, center, or finish of the month. That approach, you’ll be able to arrange computerized funds which are aligned together with your paycheck.
No late charges: One of the vital distinctive perks is that there aren’t any late charges, ever. Whilst you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged in case you do slip up and miss a cost.
No penalty APR: When you miss some funds, most bank cards will improve your rate of interest to their penalty APR. The Citi Simplicity® Card by no means fees a penalty price, so your APR is not liable to rising as a result of late funds.
No annual price: This card comes with no annual price, which is a crucial function in case your objective is to repay debt.
